After a lacklustre start to the year, Kamloops Real Estate sales are on the upswing. Find out which area is the most popular here: http://cfjctv.com/story.php?id=20814

Vancouver, Toronto and Calgary remain the wealthiest cities in the country but the gap between them in average household net worth is narrowing, according to data released Monday by Environics Analytics, a marketing services and data analytics company.

WealthScapes 2014, a database on the assets, liabilities and wealth of Canadians to December 2013, found that the average household net worth in Vancouver was $710,095 followed by Toronto at $693,652 and Calgary at $680,377.

“But the difference in affluence is getting smaller as the net worth in Vancouver, Toronto and Calgary grew by 6.5 per cent, 8.8 per cent, and 10.8 per cent, respectively, compared to 2012,” it said. “While increases in liquid asset and debt were similar among the three cities, the key differentiator was real estate values — up a modest 2.8 per cent in Vancouver, a strong 6.6 per cent in Toronto and roaring 9.1 per cent in Calgary.

“Vancouver continues to reign as Canada’s wealthiest city because of its pricey real estate — averaging $579,250 per household compared to $535,002 in Toronto and $485,364 in Calgary. Canada’s most populous city, Toronto, benefitted from a 6.1 per cent rise in savings — nearly triple the national average — and a 3.7 percent decline in consumer debt — which is a significant drop given that nationwide consumer debt remained essentially unchanged. And in addition to its healthy real estate performance, Calgary benefitted from a 2.9 per cent decline in consumer debt; those two indicators ranked among the best for large cities.”

In the summer months, municipal water use doubles. This is the season when Canadians are outdoors watering lawns and gardens, filling swimming pools and washing cars. Summer peak demand places stress on municipal water systems and increases costs for taxpayers and water users. As water supplies diminish during periods of low rainfall, some municipalities must declare restrictions on lawn and garden watering. By applying some handy tips, your lawn and garden can cope with drought conditions and you can minimize water wastage.

General tips
Much of the summer peak demand is attributed to lawn and garden watering. Often, water is applied inefficiently, resulting in significant waste due to over watering, evaporation or run-off.

Here are some general watering tips to help avoid wasting water:

• Before watering, always take into account the amount of water Mother Nature has supplied to your lawn or garden in the preceding week. Leave a measuring container in the yard to help monitor the amount of rainfall (empty it once per week). Also bear in mind any watering restrictions that may apply in your municipality.
• Water in the early morning, before 9AM, to reduce evaporation and scorching of leaves from the sun. Water on calm days to prevent wind drift and evaporation.
• Set up your sprinkler or hose to avoid watering hard surfaces such as driveways and patios. If you’re not careful, it’s water and money down the drain.

Water slowly to avoid run-off and ensure the soil absorbs the water.

• Regularly check your hose or irrigation equipment for leaks or blockages.
• Collect rainwater from your roof in a rain barrel or other large container and keep it covered with an insect screen. Direct the down spout of your eavestroughs into the rain barrel.
• Choose an efficient irrigation system. A soaker hose placed at the base of plants on the ground applies water to the soil where it’s needed – rather than to the leaves – and reduces evaporation. Drip or trickle irrigation systems are highly efficient because they deliver water slowly and directly to the roots under the soil surface. This promotes deeper roots, which improve a plant’s drought resiliency. If you use a sprinkler, choose one with a timer and that sprays close to the ground.

Other outdoor activities
Lawn and garden watering is not the only outdoor activity contributing to summer peak demand. You can lower your water bill and relieve the burden on municipal water supplies by doing the following:

• Use a broom instead of water to remove debris from paved surfaces such as driveways.
• Use a bucket and sponge to wash and rinse your car, instead of a hose.
• Cover swimming pools when they’re not in use to reduce evaporation.

Looking for your favourite food truck? Here is a guide to where you can find your favourite food truck downtown till the end of the 2014 season.

SAMIDGES Food Truck was located. Despite, some impressive menu items including their signature Samidge made up of thinly sliced roast beast, lettuce, tomatoe, sautéed mushrooms, onions, cheddar and mayo on a toasted hoagie while looking and tasting like a cross between a beef dip and a sub.

 BELLRINGER Espresso is perhaps the biggest of the bunch in terms of physical size, neatly housed in a converted school bus. Despite room to move inside that also includes a few chairs and tables in the back in case of inclement weather, Bellringer keeps it fairly simple offering hot and iced coffee drinks, impressive organic smoothies plus signature sandwiches, special culinary plates of the day and fair trade coffee by the pound. 

PIG RIG Cat & Joe’s precisely featuring southern BBQ  succulent smelling food truck . Who could resist pulled pork tacos?  BBQ pulled pork topped with slaw and in between Tequila Habanero sauce and chipotle aioli on a “Fresh is Best” corn tortilla.

EAT AMORE specializes in homemade pastas, salads, sandwiches, and deserts. To the best of their abilities they serve S.S.O.L. Food, (seasonal, sustainable, organic and local) in all dishes. Like the Italian Delight  featuring whipped bourzin, lots of local arugula, fresh mozza, prosciutto and balsamic drizzle or the  Meatball sub featuring local grass fed beef.

SCHEDULE TILL END OF THE SEASON

                                                   2nd and Seymour      5th and Victoria      by TNRD

Music in the Park: Riverside Park – August Schedule

Fewer Canadians are paying down their mortgages

Pay down my mortgage, I’d rather take a vacation

A new CIBC poll finds there has been a significant decrease in the number of Canadians using the low interest rates to pay down their mortgages faster.  While over half of Canadians with mortgages (55 per cent) are taking one or more actions to pay their mortgages down sooner, a similar poll last year had the figure at 68 per cent. However, while the numbers increasing payment value or frequency has dropped, there is an increase in the numbers making a lump-sum repayment. The new report also says that Canadians are expecting to 58 years old before they are mortgage-free.  So, if we’re not paying down out home loans, where is any spare money going? The report has shown a large increase in spending on home renovations (up 30 per cent) and vacations (up 20 per cent). “A mortgage is the largest debt most Canadians will take on in their lifetime, and being mortgage-free is an important goal for many,” says Barry Gollom, Vice President, Secured Lending and Product Policy, CIBC.  “With current low interest rates, this may be an opportune time to make progress against your mortgage – even a few small changes can make a big difference in the length of time it takes to pay off your mortgage and the amount you pay in interest charges.”