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Linda Klein Kamloops Real Estate Mortgage rates for week of Jan 26th 2015

Tuesday, January 27th, 2015

DLC Weekly Rate Minder courtesy of Starr Webb Dominion Lending

Our Best National Rates
• Explore Mortgage Scenarios with Helpful Calculators on http://www.starrwebb.ca
Terms Bank Rates Our Rates
6 Month 3.14% 3.10%
1 YEAR 2.99% 2.69%
2 YEARS 2.94% 2.59%
3 YEARS 3.44% 2.69%
4 YEARS 3.94% 2.79%
5 YEARS 4.79% 2.84%
7 YEARS 6.04% 3.79%
10 YEARS 6.50% 4.39%
Rates are subject to change without notice. *OAC E&OE
Prime Rate is 3.00%
Variable rate mortgages from as low as Prime minus 0.70%

Comparative Statistics for Kamloops December 2014 to November 2014

Wednesday, January 14th, 2015
     December                    2014     November              2014
Number of New Listings          195          267 26.97% DOWN
Residential Units Sold          123          146 15.75% DOWN
Avg. Days on Market           76           77 1.30% DOWN
List to Sell Price Ratio        96.50%        97.79% 1.32% DOWN
Median Residential Price     $344,000    $355,000 3.10% DOWN
Total Monthly Sales $$    $39,265,843    $42,443,621 7.49% DOWN
Active Listings      1569      1789 12.30% DOWN

 

The top factors that make your Credit Score lower

Wednesday, January 7th, 2015

At this time of year, especially if we were extra generous with our gift giving, it’s important to review the top factors that can lower our credit scores.  Please also see “Tips to Improve Your Credit Rating” on the left in this issue of the Mortgage Financing Journal.

  1. There are too many consumer finance company accounts on your credit report.  Having too much available credit can hurt your score. If you have several consumer accounts try to consolidate those balances and close the accounts.
  2. Your account balances are too high. As a rule of thumb keep your credit card balances below 35% of the available limit. High balances ongoing will negatively affect your credit score.
  3. There is not enough recent revolving account information on your credit report. Using your credit cards regularly is an important part of building healthy credit.
  4. There have been multiple lending institutions pulling credit reports on you.  This is part of the advantage of using a Mortgage Broker; we pull one credit report and then go to several lenders vs. having several lenders each pulling your credit bureau.

Mortgage rates for week of Jan 5th 2015

Tuesday, January 6th, 2015

DLC Weekly Rate Minder Courtesy of Dominion Lending

Terms Bank Rates Our Rates
6 Month 3.14% 3.10%
1 YEAR 2.99% 2.69%
2 YEARS 2.94% 2.59%
3 YEARS 3.44% 2.69%
4 YEARS 3.94% 2.79%
5 YEARS 4.79% 2.89%
7 YEARS 6.04% 3.79%
10 YEARS 6.50% 4.39%
Rates are subject to change without notice. *OAC E&OE
Prime Rate is 3.00%
Variable rate mortgages from as low as Prime minus

Weekly mortgage rates for November 24th 2014

Tuesday, November 25th, 2014

Prime Rate is 3.00% Variable rate mortgages from as low as Prime minus 0.65%

Courtesy of Starr Webb  Dominion Lending

Terms Bank Rates Our Rates
6 Month 4.00% 3.95%
1 YEAR 3.09% 2.69%
2 YEARS 3.04% 2.59%
3 YEARS 3.44% 2.69%
4 YEARS 3.94% 2.74%
5 YEARS 4.79% 2.89%
7 YEARS 6.04% 3.79%
10 YEARS 6.50% 4.39%
Rates are subject to change without notice. *OAC E&OE

Weekly mortgage rates for November 17th 2014

Tuesday, November 18th, 2014

Prime Rate is 3.00% Variable rate mortgages from as low as Prime minus 0.65%

Courtesy of Starr Webb  Dominion Lending

Terms Bank Rates Our Rates
6 Month 4.00% 3.95%
1 YEAR 3.09% 2.69%
2 YEARS 3.04% 2.59%
3 YEARS 3.44% 2.69%
4 YEARS 3.94% 2.74%
5 YEARS 4.79% 2.89%
7 YEARS 6.04% 3.79%
10 YEARS 6.50% 4.39%
Rates are subject to change without notice. *OAC E&OE

Kamloops Real Estate Linda Klein Weekly mortgage rates November 10th 2014

Tuesday, November 11th, 2014
Terms Bank Rates Our Rates
6 Month 4.00% 3.95%
1 YEAR 3.09% 2.69%
2 YEARS 3.04% 2.59%
3 YEARS 3.44% 2.69%
4 YEARS 3.94% 2.74%
5 YEARS 4.79% 2.89%
7 YEARS 6.04% 3.79%
10 YEARS 6.50% 4.39%
Rates are subject to change without notice. *OAC E&OE
Prime Rate is 3.00%
Variable rate mortgages from as low as Prime minus 0.65%
Courtesy of Dominion Lending

Kamloops Real Estate Linda Klein Weekly mortgage rates for November 3rd 2014

Thursday, November 6th, 2014
Terms Bank Rates Our Rates
6 Month 4.00% 3.95%
1 YEAR 3.09% 2.69%
2 YEARS 3.04% 2.59%
3 YEARS 3.44% 2.69%
4 YEARS 3.94% 2.74%
5 YEARS 4.79% 2.89%
7 YEARS 6.04% 3.79%
10 YEARS 6.50% 4.39%
Rates are subject to change without notice. *OAC E&OE
Prime Rate is 3.00%
Variable rate mortgages from as low as Prime minus 0.65%
Courtesy of Dominion Lending

 

Happy Halloween… Vancouver’s haunted places

Friday, October 31st, 2014

1) Orpheum Theatre, 884 Granville Street

Since it was built in 1927, the Orpheum has played host to a variety of performers, including an acrobat who fell to his death during a vaudeville act. Since then, he’s been a regular fixture at the theatre, with many sightings of him — mostly as an orb of light — reported by staff and performers.

2) Vogue Theatre, 918 Granville St.

Built in 1941, the Vogue Theatre was first established as a popular venue for concerts, plays and big-name performers. It’s also reportedly home to two ghosts, one of whom entertains and spooks guests with his footsteps and the opening of doors in the downstairs dressing room area. His pal enjoys shocking folks by appearing nonchalantly, dressed in a tux and bow tie, in the seating area. The ghosts have been spottedseveral times, including by a performer while on stage.

3) The Dominion Building, 207 W. Hastings

Opened in 1909, this 13-storey building was once the tallest in the British Empire, and Vancouver’s first steel-framed highrise. It’s now headquarters to many of the city’s young creative professionals who enjoy its well-maintained heritage character and affordable rent. A building of this stature deserved the big grand opening celebration it received. Sadly, the party was cut short for its architect, John S. Helyer. It’s said he either threw himself or fell down the stairs, and was killed. Since then, his spirit has been seen — and his footsteps heard — in the stairway between the seventh and eighth floors.

4) Hotel Vancouver, 900 W. Georgia

Cue the cheesy Chris de Burgh tune: The Hotel Vancouver’s resident ghost — the lady in red, as she’s known — won’t turn down your sheets. But she may scare the bejesus out of you when the elevator makes an unscheduled stop on the 14th floor, and there she appears, an elegant beauty floating along the hallway. Some stories have her walking on the window ledge. No worries; it’s not like she’s going to fall and die.

5) Beatty Street Drill Hall, 620 Beatty

Paranormal enthusiasts seem to enjoy hearing footsteps and voices in the basement, and watching books and wall hangings fall down for no apparent reason. A mysterious unknown man has been seen in the Officers’ and Senior NCO messes. In Officers’ Row, staff have reportedly heard footsteps, had the feeling of being touched and felt cold spots, and heard the ringing of unplugged phones.

6) UBC/University Boulevard

Sometime in the 1960s, while driving on University Boulevard on their way to UBC’s main library, a couple got into an argument (or so the story goes). The young woman got out of the car and started walking in the rain. She was hit by a car and killed. But death, it seems, didn’t keep her from hitchhiking along that road. She’s been haunting young men who pick her up out of the rain by giving them a piece of paper with the library’s address on it. If the man is alone, she’ll jump in the rear seat, and then vanish. Also, at UBC’s library itself, the ghost of an older woman in a dress has been seen.

 7) Hycroft Mansion, 1489 McRae Ave 

Hycroft Mansion was a stately home built for politician and war heroGen. Alexander Duncan McRae. Since his demise, it’s been the haunt, literally, of many honourable ghostly guests, including McRae (dressed in his First World War uniform) and his wife. The home was used as a veteran’s hospital during the Second World War, which makes the ghostly sounds of a crying man seem quite appropriate. Images of the head nurse have been seen, and apparitions of at least three war vets, in full uniform, would have made any visitor stand at attention.

8) Gastown, along Cordova and Water Streets

The five-block area along Cordova and Water streets, east fromWaterfront Station, includes some pretty creepy spots. Among the breathless tales: A man wearing a bowler hat was observed in the hallway of the Bodega Hotel. Another incident involved the manager of the card shop in the Hotel Europe, who was looking into a security mirror when she saw an eccentric looking man wearing strange clothes. These apparitions were dressed not like others of our time, but as they would have appeared in the late 1800s … about the same time as the Great Fire.

9) The Old Spaghetti Factory, 53 Water St.

A decommissioned British Electric streetcar trolley from the 1950s sits in the middle of the dining room, and in it sits a ghost conductor. Longtime employees have reported hearing their names called out and feeling the presence of the mysterious diner, while vintage photos in the restaurant show a shadowy figure in a seat in the streetcar. A second ghost has also been reported: a red-headed man who likes to surprise women in the ladies’ washroom.

10) Mushroom Studios, 1234 W. 6th Ave.

Diana Ross and the SupremesLed ZeppelinHeartQueensryche,Loverboy and Sarah McLachlan all recorded there. And numerous people who’ve worked at Mushroom Studios claim it’s haunted, perhaps by one Shelley Siegel, the man who helped Ann and Nancy Wilson make it big with tunes like Dreamboat Annie, which was recorded in the building. Siegel died in his early 30s from a brain aneurysm; his body’s buried at Forest Lawn Cemetery. His spirit, however …

 

Special to The Vancouver Sun

With thanks to Lorne Richard, director of operations at Vancouver Trolley Tours, which conducts tours of local sites of murders and hauntings.

Top 10 ghostly places in Vancouver

Whats Brewing around Kamloops

Thursday, October 23rd, 2014

Kamloops’ downtown is home to many great watering holes. With some new tasty additions over the season, we thought we’d take you on our new Brew Tour! ‪#‎ExploreKamloops‬ http://bit.ly/brewtour2

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Kamloops Real Estate Board. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.
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