About Linda Klein

WHAT IS CLUTTER

Courtesy of Cliff Brauner Pillar to Post Inspections

To be a clutter buster you’ve got to be able to identify which items are truly clutter, and which are not. Clutter can be insidious, because it can be almost anything, from obvious trash to the most expensive antiques.

The same object that may be clutter for one person is most certainly not for another person.

Here are five guidelines to use to decide if something in your space could be CLUTTER.

1. Clutter Can Be Anything – Cheap Or Expensive, Sentimental Or Throw Away
Know what is, and is not, clutter. Many people’s preconceived notion of clutter is true trash and cheap junk that we don’t care about at all. But remember “One man’s junk can be another man’s treasure.” Don’t automatically overlook something because it cost a lot of money. Even the most expensive things can be clutter.

2. Too Many of a Thing – is Clutter
Too much of a “good thing” happens when you amass a large selection of one particular item.

Collections can quickly turn from something that makes us happy into clutter if we’re not careful. Determine if these items are truly worth the while, or just items using up precious space.

A few of a particular item, such as shoes, clothes, or kitchen gadgets can provide temporary choice and variety. However, when you start to accumulate too many of a particular item it just becomes an overwhelming pile of clutter.

3. Items That Used To Be Functional – are Clutter
It often happens that we use an item for quite a while, and then our circumstances change and it is no longer quite as useful to us anymore. That’s when the item begins to collect dust in a corner – becoming clutter.

That’s the thing about clutter – it may have been useful stuff in the past. Be ever vigilant and notice when an item is no longer of use.

4. If You Don’t Have Room For It – It’s Clutter
You could have some really awesome stuff but if it doesn’t fit in your space, it’s clutter. This one is tough for even the most seasoned clutter buster, because people experience this all the time when downsizing. If it sits out collecting dust or becomes a tripping hazard, it just doesn’t belong there anymore.

Make sure you’re not devoting storage space to real clutter but make room for the important items. You only have so much space available. If you can’t make a home for something in your home, it unfortunately just doesn’t belong there.

5. If You Don’t Love or Use It – It’s Clutter
Everything in your home or office should, ideally, serve a purpose so you can live clutter free. It either helps you with something in your life or makes you feel something positive each time you see it.

If you’ve got too much stuff you simply can’t use all of it. After all, you can only wear so many clothes or shoes in a year!

You can only truly love so many things, and take the time to care for them, before you just don’t feel that attachment to those things anymore. Keep what’s important and ditch the rest!

Home Storage Solutions 101

1. Faucet Facelift. Because of its constant use, updating the faucet will immediately improve the function and look of your prep space. Create a chic statement at the sink.

2. Amp up Accessories. Much like fashion, accessories can make a room. Hardware is the finishing touch that makes your space feel polished, but also serves a purpose.

3. Enhance the Lighting. Lighting is a critical element in kitchen design, both for its decorative and functional benefits. It can also make the space look roomier and more elegant. Install pendants over an island or countertop where the low-hanging fixtures won’t interfere with traffic flow.

4. Add Personality. Adding something pretty like a bouquet of flowers, new linens, or a bright new tea pot will bring life onto your space. You can also jazz up your kitchen with lively artwork. Whether it’s a professional painting or fun vintage posters, artwork helps complete your renovation.

Before starting demolition on your kitchen remodel, make sure the design is a reflection of you. By following these simple steps, not only will you have a kitchen that complements your lifestyle, you will also draw plenty of compliments from family and friends. So why not take your kitchen from make-do to magnificent.

Courtesy of Cliff Brauner Pillar to Post Inspections

CUT WATER COSTS

Up to half of water consumed in your home is used in the bathroom. Here are some easy ways to save hundreds of dollars – and gallons of water from going down the drain.

Slow the flow. New toilets are equipped with water-saving, low-volume flushers. Have an older toilet? Save by filling a quart-sized plastic bottle with water and placing in tank. Flow should be reduced by 40%.

Cool the water. If your water heater is set higher than 120degrees F., water is hotter than you need for showers or hand washing. For every 10 degrees you go down, you save up to 5%.Check for leaks. A leaky toilet can waste 250 gallons of water in a month. Test a leak by dropping some food coloring in the tank without flushing. If the color shows up in the bowl, you have a leak. Courtesy of Cliff Brauner Pillar to Post home inspections

MARBLE COUNTER CARE

Your counters are the center pieces in your kitchen and bathroom, so keep them looking good with the following care and maintenance tips.

Clean daily with soft cloths and warm water and weekly with stone soap. Marble is more vulnerable to acidic cleaners than granite, and will also be dulled by regular use of soap.

Blot spills quickly because marble is sensitive to etching, particularly from acidic substances.

Do not cut directly on marble since it is softer than granite. Heat is unlikely to damage marble, but cracking from thermal shock is always possible with stone.

Regularly seal marble counters, avoids stains easier.

Courtesy of Cliff Brauner-Pillar to Post Home Inspections

Home | BC Wildlife Park Kamloops

DLC Weekly Rate Minder courtesy of Dominion Lending Center

 Please note that rates shown above are subject to change without notice. The rates shown are  posted rates and the actual rate you receive may be different, depending upon your personal financial situation. “Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. *O.A.C. E.& O.E.” Check with your Dominion Lending Centres Mortgage Professional for full details and to determine what rate will be available for you.

*O.A.C., E.& O.E.

• We are Canada’s largest and fastest-growing mortgage brokerage!
• We have more than 2,200 Mortgage Professionals from more than 350 locations across the country!
• Our Mortgage Professionals are Experts in their field and many are ranked among the best nationally.
• We work for you, not the lenders, so your best interests will always be our number one priority.
• We have more than 100 mortgage programs, making it easy to choose the best fit for your unique situation.
• We close loans in all 10 provinces and 3 territories.
• We can process your mortgage in as few as 7 days.
• We are the preferred mortgage lender for several of Canada’s top companies.
• Dominion Lending Centres’ Mortgage Professionals are available anytime, anywhere, evenings and weekends – and we’ll even come to you!

DLC Weekly Rate Minder courtesy of Starr Webb

Reposted letter BY GREG NINO

Several times a year I am approached by people who want to become a Realtor. Many of them think it’s a great way to supplement their income while they keep their day job. A lot of others are interested in a career change. I decided to type this blog to save myself time. Each time I’m asked I’ll simply send the inquiring person a link back to this post. So, with that said, grab your favorite beverage and read below, because you’re about to get a heavy dosage of what it’s like to start a real estate career.

1. PASSING THE EXAM is easy. Creating a business with real income is a different story.

2. Now that you have your license be prepared to lose friends and get your feelings hurt. Most, if not all of your friends and family will avoid using you the first year or two that you’re licensed. Simply put, you don’t know what the hell you’re doing. Earn your battle scares. Even after you’ve gained experience, you’ll have friends and family who will not work with you because you’re a friend or because you are family. It happens every day to Realtors across the country.

3. If you don’t spend money you won’t make money. You needs to spend THOUSANDS of dollars to create a business. Most of what you are thinking is a cute and new idea has already been tried a thousand times. You will do what every new agent does… spend money (A LOT OF IT) on the wrong things. Over and over again. There’s a famous saying in this business…”If you want to get rich in real estate, sell stuff to Realtors.”

4. You and your smart phone will become inseparable. You will have to get up from eating, watching a movie and sleeping to take calls, return emails and respond to text messages. Of course you don’t have to do this, but you also don’t have to make any real money in this business. You’ll get out of it what you put into it. Ignoring a call could be a $20,000 mistake. Or more.

5. Be prepared to be second guessed, doubted, questioned, accused and lied to repeatedly. Buyers and sellers have the propensity to lie just like you and the guy next to you at the grocery store. People have perceptions about lawyers, mechanics and police officers. They have them about us too. Even after years of experience there will be clients who will second guess your every move. This will never go away.

6. You will show thousands of houses. Showing a house isn’t just about unlocking a door. Sometimes you get rained on while showing. Sometimes the house says active on the market when it’s already under contract with another buyer. Sometimes you are late to the appointment because of traffic. Maybe your buyer will be late. The number of things that can go wrong are practically endless.

7. Almost nobody will respect your time. Almost everyone thinks you are over paid.

8. Expect people to ask for kickbacks both legally and illegally. Buyers and sellers will often want to haggle with your commission.

9. You will pay taxes. A lot of taxes. Expect to pay for the gizmo you use to unlock doors. You will pay for this yearly along with dues to three different associations. You’ll pay for signs, lock boxes, tools, equipment, cameras, advertising for both you and your listings, leads, websites and on and on and on.

10. You will pay for your own health and life insurance. There is no 401k matching in real estate. You are an independent contractor. In fact, YOU will PAY to be at your local real estate office! The broker will take money from you. You will also pay for an office if you want one. Your phone is your costs. Your internet is also your costs. So is your paper, pens and everything else imaginable. You’re running a small business. It’s ALL your costs. You’ll also pay for errors and omissions insurance. The list is really long. Yay!

11. You will get screwed in this business. It’s not for the naive, light hearted, ignorant or thin skinned. You will work your rear end off and sometimes not make a dime.

12. You will deal with a certain number of psychopaths each year.

13. You will meet criminals, convicts and felons, especially if you work in the leasing industry.

14. Strange men and women will ask you to meet them at houses RIGHT NOW.

15. You might get a gun pointed at you while showing a house or two. Sometimes rabid Pitt bulls will chase you down.

16. Expect to get towed at least once.

17. Eventually you’ll get in a wreck while showing. You better hope your clients aren’t with you. Is your auto insurance updated correctly?

18. There is no disability insurance. So, if you break a leg while playing softball you’re screwed. It’s going to hurt your business.

19. You might get sued even when you aren’t at fault.

20. When you become successful your competitors might file complaints on you because they are jealous. You won’t like this.

21. As you show houses you’ll be in questionable neighborhoods from time-to-time. You need to learn self-defense, carry a gun or a can of mace. Everyone should be concerned about their safety.

22. Be prepared to leave a social event early to run and show a house or to get yelled at by one of your clients for something you did not do. It doesn’t matter, you are the chew toy sometimes.

23. It’s likely you’ll get audited by the IRS. You have too many write offs and once again… you make too much money.

24. Lawyers are annoyed by Realtors.

25. Expect to list homes and never sell them. No agent sells every home they list. You will waste time, money, energy and resources.

26. Your signs will be stolen, spray painted and eventually played with by the local kids.

27. Your flyer box will always be empty because kids, passerby’s and neighbors will take too many. Sometimes they’ll take all of them in one day. Then you’ll be chastised for not having flyers in the flyer box.

28. Did I mention you’ll deal with at least two crazy people each year?

29. EACH real estate transaction you work means you are likely dealing with at least 8 different people.You’re responsible for 15-20 things. Right now I am trying to close 11 contracts. I am a little stressed. Sometimes I wake up in the middle of the night thinking about my paperwork, my clients and my business.

30. You will become an unlicensed therapist, divorced lawyer and counselor. You aren’t allowed to give legal advice, and you shouldn’t. You aren’t a doctor, but everyone will unload their personal lives with you. You will sometimes live their life.

31. Your spouse will at times hate what you do for a living. 

32. Your wife/husband will despise the fact that you are always on your phone.

33. When you’re sick… you still work. There’s no floating holidays.

34. While on vacation…. you still work. You can get an agent to cover your business, but NOBODY will care for your business the way you do.

35. Sometimes when you make mistakes it costs people money. You can’t just apologize.

36. You have to have a nice car. You must wear nice clothes.

37. When you first get started everyone will know you don’t know what you’re talking about. It’s a fact. This sucks. But if you stick it out, you’ll be okay. 75% of the new agents don’t make it.

38. You get to work with agents! Not all of them are put together correctly. A lot of your problems in this business will be because of the other agent. You will get upset, angry, pissed and offended. Ego’s are here too.

39. Wait for it….. friends, neighbors and family will ask you for real estate advice while they are involved in a real estate transaction….. YOU aren’t.

40. Other Realtors will give your client advice when they aren’t supposed to. Every buyer and every seller knows an agent somewhere.

41. Each market is different. Very different sometimes, but that won’t stop friends and family from influencing your client. Your client will become confused at times.

42. You have a better chance of meeting E.T. than you do working real estate part-time and being successful. It takes time, effort and money to be a part-time Realtor. In fact, being a part-time agent can be even more difficult.

 
So why do agents do this?

You’ll have the amazing opportunity to reap what you sow. You can work when you want. No matter how bad your boss is (client) you are only working for them for a certain period of time. You get new bosses all the time. You can make a real difference in a lot of people’s lives. You literally help shape dreams. YOU can be the difference in someones life as they look to sell and buy a home. And not all clients, buyers and sellers are bad. Most of them get it. It’s awesome when everything works out.

And sometimes the money is really good.

DLC Weekly Rate Minder courtesy of Starr Webb